Diamond Jenny / Stuart, FL

Collection care · Documentation, refining, lapidary · Stuart, Florida

The unglamorous work that protects what you already own.

Insurance documentation, collection reviews, gold refining and stone recutting. None of it is exciting. All of it matters the day something goes wrong.

Documentation

Appraisal support and collection review

Most people's jewelry is insured on a number someone wrote down years ago, if it's scheduled at all. Metal prices move, stone markets move, and a piece appraised a decade ago is very likely underinsured now.

A collection review is straightforward: we go through what you own, document condition and specification, identify what's scheduled and what isn't, and flag anything with a structural problem you don't know about yet. Where a formal appraisal is required, I prepare the documentation and coordinate with a certified independent appraiser.

Tell me who your carrier is. Requirements differ meaningfully between insurers, and producing the wrong document is a waste of everyone's time.

Metal and stones

Refining and lapidary

Gold refining

  • Broken chains, single earrings, worn-out settings and dental gold
  • Metal recovered and value applied against a new commission
  • Weights and assay documented before anything is processed
  • Sentimental items separated out and never refined without explicit sign-off

Lapidary

  • Recutting and repolishing chipped or abraded stones
  • Assessment of weight loss before any cutting is committed to
  • Cutting unusual or rough material to fit a specific setting
  • Honest assessment when a stone isn't a candidate for recutting

Questions

Do you issue insurance appraisals yourself?
I prepare documentation and coordinate formal appraisal where a certified independent appraiser is required. Insurers vary in what they will accept, so tell me who your carrier is and I'll tell you what they need.
How often should jewelry be re-appraised?
Every three to five years is a common recommendation, and sooner after a significant move in metal or stone prices. An underinsured piece is a problem you discover at the worst possible moment.
What is gold refining actually for?
Recovering the metal value from items that will never be worn again — broken chains, odd earrings, worn-out settings, dental gold. The recovered value can be applied against a new commission.
What does lapidary work cover?
Recutting and repolishing stones that have been chipped or abraded, and cutting rough or unusual material for a specific setting. It's specialist work and not every stone is a candidate.

Next step

Start with a collection review.

An hour with what you already own often surfaces something worth acting on.